By Barbara O’Neill, Ph.D., CFP®, Rutgers Cooperative Extension, email@example.comDue to the frequent moves required of service members, many choose rental housing instead of buying a house. Compared to homeownership, renting offers the following advantages: lower costs in many areas, easy to move as job requirements, income, or family needs change, fewer responsibilities for maintenance, and minimal financial commitment (typically just a security deposit). Disadvantages of renting include no tax write-offs, limitations regarding remodeling, potential rent increases, and various restrictions (e.g., pets and subletting). Return to article. Long DescriptionRegardless of the disadvantages of renting, mobility needs often make renting a home, condo, or apartment the preferred living arrangement of service members. Below are seven things that tenants should do:Identify What You Want- Identify essential “must have” features before searching for rental housing. Examples of “deal breakers” include: number of bedrooms, safe area, quiet area, convenient public transportation, utility costs included in rent or low utility costs if not, low security deposit, appliances included in a rental unit, privacy, local schools for children, and parking availability.Calculate What You Can Afford- Determine a price range into which rent and other housing costs (e.g., utilities) can fit. Ideally, monthly housing costs (e.g., rent, utilities, and renter’s insurance) should not exceed 25% to 30% of monthly take-home pay. However, this is difficult in many high-cost areas. The decision of how much to spend on rent will affect how much to spend for food, entertainment, travel, etc.Investigate Rental Resources- Seek resources to help make rent payments. If personal or family income falls within eligibility guidelines, rental assistance payments or subsidized housing units may be available. Another financial resource, for single renters, is to share rental expenses with a roommate.Document Pre-Rental Move-In Conditions– Housing experts recommend examining rental housing thoroughly and carefully with a landlord or rental agent. Take photographs at that time and save them in case you have difficulty getting your security deposit back. Some apartment complexes have checklists to document move-in conditions that both the landlord and tenant sign at the beginning and end of a lease.Know Your Lease– Understand key lease terms including the identity of the tenant and landlord, the amount and due date for rent payments, length of the lease (start and end dates), amount of security deposit required (e.g., 1 or 2 month’s rent), and whether pets or minor children are allowed. Also note the ability to sublet all or part of the lease to another tenant, parking availability, and whether or not utilities are included in monthly rent payments. Before signing a lease, determine if negotiation on certain provisions is possible.Meet Your Lease Obligations– Pay rent in full and on time and keep the premises clean and safe. Insure that your family, friends, and pets do not damage the property or disturb other tenants. Notify the landlord about needed repairs in writing, except in emergency situations, and maintain a business-like relationship. Comply with local building code regulations and housing codes and move out at the end of the lease term.Purchase Renter’s Insurance- Purchase renter’s insurance before moving into rental housing to cover personal property in the event of theft, a fire, water damage, and other named perils. Renter’s insurance also includes liability coverage to provide protection against lawsuits by guests who are injured within the walls of your rental unit and “additional living expenses” costs, like hotel bills and additional food costs, if the rental property is damaged and uninhabitable. The cost of a policy will depend on the location and type of structure of the rental unit, the value of personal property, and the amount of coverage provided.For additional information about renting, review the North Carolina State University Extension publication Choosing to Rent a Home For Your Family. Photo by mastersenaiper via Pixabay.com, CC0. https://pixabay.com/en/key-home-house-estate-business-2323278/
It’s Monday morning. How do you know you are going to make progress this week? Here are four action items that will ensure you start your week with activities that will move things forward.1. Reiterate the MessageYou might be tempted to believe that you need to change your message. You might think that you need to continually come up with something new, but you don’t. Changing the message only confuses people as to what is really important. When your message provides the vision, the mission, and the meaning you need to continually reiterate that message.Change the stories. Change the words. But stay on message.2. Share Successes WidelyFind examples of people living the values in your mission. Find examples of where what you are doing creates meaning, where it’s bigger than just “the job.” Find the success stories and share them widely so that everyone understands what great looks like. This is how you help them find meaning in their work, and it’s how you inspire them with the confidence to be proactive in making a difference.Share successes. Praise people publicly. Provide examples of people who have found meaning in what they do.3. Verify Progress ContinuesIf you want your initiatives to stick, you have to verify that progress is being made. Talk to the leaders in your organization to make sure that they are moving things forward, that they have what they need, and remind them that you are there to provide the support and resources they need.When you lose interest in verifying that progress is being made, others will follow you down the path of apathy.4. Troubleshoot IssuesIf you want to know where the trouble spots are in moving your organization forward, talk to the people responsible for the day-to-day operations. Ask them to describe the challenges they face. Ask them what they would need to change to produce better results. First, work to understand their issues and challenges, and then work to give them the help they need.If you want to know where the roadblocks and bottlenecks are, go and see for yourself. You’ll quickly find the issues. Next week, make sure something has been done.QuestionsAre you always on message? Do you move from idea to idea without getting your priorities over the line?How many success stories are you prepared to share this week? Where are people getting it right?Are you verifying that progress is being made and proving your commitment to your vision?Where are the trouble spots? Have you seen them yourself? What are you waiting for?
National Coffee Research Development and Extension Center brews the 2nd National Coffee Education Congress Lacson: SEA Games fund put in foundation like ‘Napoles case’ Despite the win, coach Lawrence Chongson said that he’s looking at these next few games as a chance for him to sharpen his camp in preparation for the quarterfinals.“We have to stay sharp. Our focus must be there, especially on our transition defense and we’re really putting emphasis on the team’s collective focus,” he said, as the Rhum Masters stretched their winning streak to three. “We need to win very single game. We got sustain the momentum. I’ve been here long enough and we know how it works.”Wangs got knocked down a few pegs and dropped to sixth place with a 5-4 card after its two-game winning run snapped.Michael Juico scattered a game-high 24 points, eight rebounds, and four assists, while Robbie Herndon fired 16 markers and grabbed seven boards in the defeat.The Scores:ADVERTISEMENT View comments Robredo: True leaders perform well despite having ‘uninspiring’ boss PLAY LIST 02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games TANDUAY 93 – Martinez 16, Tambeling 15, Eguilos 13, Alvarez 11, Taganas 10, Varilla 9, Palma 6, Gaco 5, Sollano 4, Villamor 4, Santos 0, Sanga 0, Vigil 0.WANGS BASKETBALL 81 – Juico 24, Herndon 16, De Chavez 11, Gabriel 9, Bitoon 7, Ambulodto 5, Habelito 4, Montemayor 2, Arambulo 2, Sorela 1, Riley 0, King 0.Quarters: 27-16, 46-38, 66-57, 93-81.Sports Related Videospowered by AdSparcRead Next Ethel Booba on hotel’s clarification that ‘kikiam’ is ‘chicken sausage’: ‘Kung di pa pansinin, baka isipin nila ok lang’ El Nido residents told to vacate beach homes Church, environmentalists ask DENR to revoke ECC of Quezon province coal plant Tanduay lost hold of its 15-point lead, 62-47, with 3:56 left in the third quarter and allowed Wangs to crawl back, 82-77, with a freebie from Chris De Chavez with 3:03 to play.But Varilla put his foot down to quash the uprising for the Rhum Masters, with Lester Alvarez draining the insurance free throws in the clutch.FEATURED STORIESSPORTSSEA Games: Biñan football stadium stands out in preparedness, completionSPORTSPrivate companies step in to help SEA Games hostingSPORTSWin or don’t eat: the Philippines’ poverty-driven, world-beating pool starsJames Martinez came off the bench and fired 16 points to lead Tanduay, while Von Tambeling knocked down 15 markers, six rebounds, two assists, and three steals.Jaymo Eguilos chipped in 13 points and five boards, while Alvarez got 11 markers, eight assists, and four rebounds in the conquest. FEU Auditorium’s 70th year celebrated with FEU Theater Guild’s ‘The Dreamweavers’ MOST READ Don’t miss out on the latest news and information. Paul Varilla. PBA IMAGESTanduay barged into the 2017 PBA D-League Foundation Cup quarterfinals as it downed Wangs Basketball, 93-81, Tuesday at Ynares Sports Arena in Pasig.Paul Varilla came up big in the end game as he scored five of his nine points in the last three minutes to hold off a furious rally from the Couriers and propel the Rhum Masters to the playoffs with their 6-2 slate.ADVERTISEMENT LATEST STORIES Trump strips away truth with hunky topless photo tweet Salado the hero as Arellano repulses JRU in OT Hotel says PH coach apologized for ‘kikiam for breakfast’ claim
Former South African cricketer Herschelle Gibbs has said that he has no regrets about a remark he made on some Pakistani fans three years ago. He had labelled fans he encountered during Centurion Test in 2007 a “bunch of animals”.In his recently published controversial autobiography — To The Point — Gibbs says the entire South African team was irritated by the unruly behaviour of the Pakistani fans. He says the fans made a huge noise and even kicked his son Rashard and wife Liesl out of their seats in the stands.”All of us Proteas were getting pretty irritated and unfortunately the stump microphones picked up our displeasure,” Gibbs says.He however maintains that his remarks were not racist in nature.”You could call me many, many things, but a racist was a bit of a stretch, to say the least, especially concerning Muslims. I’m coloured, for goodness’s sake. I’ve got four Muslim aunts and about 10 Muslim cousins. How could I be racist,” Gibbs asks.Gibbs was initially banned for two Test matches for the offensive language but was later changed to one Test, Twenty-20 and one ODI match each.
Chennai, May 30 (PTI) As Tamil Nadu gears up for its debut in the forthcoming season five of Pro Kabaddi League (PKL), the teams coach K Baskaran said the goal is “to at least reach the play-offs.” The pre-season camp will be important and the team, with a blend of experience and youth, looks capable of doing well in the League, he said. “We are confident about ourselves and the goal is to make the play-offs in the first season,” Baskaran told PTI. The popular league, now into its fifth season, will now have a team from Tamil Nadu, co-owned by a consortium – Iquest Enterprises Private Limited, which comprises Indian cricket legend Sachin Tendulkar and serial entrepreneur N Prasad. The franchises CEO Varun Tripuraneni said, “I will call it a natural progression. Having bought teams in Indian Super League (football) and Premier Badminton League, we were always looking to expand to other sports. When we thought of owning a team in the PKL and Chennai was the first preference.” “We were fairly new to the sport and we didnt have a lot of time since our franchise was formed. So getting Baskaran on board as coach was a plus as he has enough knowledge to mentor the players, having been a part in four previous editions of PKL (with Jaipur Pink Panthers for three years and one year with Puneri Paltan),” Tripuraneni said. He said now that the auctions had been completed and the roster set, the focus would be on pre-season training. Once the teams name and logo are finalised, the management would hit the ground running with regard to organising training camps and promotions. The franchise has gone in for a mix of experience and youth and coach Baskaran had the task of getting the players ready for Season-5, he added. There are several players from Tamil Nadu in the squad and this, he said, could help draw crowds when the team plays in Chennai. Tripuraneni said he expected Tendulkar to be fairly involved with the team as with the ISL team (Kerala Blasters) for which he provided key inputs.advertisement”Think he (Tendulkar) will be involved in decision making,” the CEO said. He also outlined plans to reach out to kabaddi-lovers across the State and programmes to unearth talent at the grass-root level. On his part, Baskaran said he was glad to have been made coach of the Chennai team and added, “it is a homecoming of sorts for me.” “I had always been asked why there was no team from Chennai in PKL and now that one is in place, there will be more excitement in the league,” he said. Stating that the management had opted for a balanced squad with a good mix of seniors and young players, he said training ahead of the season would be important. “If we are well prepared, we can expect good results. The pre-season camp will be held either in Coimbatore or Chennai.” Also, he said keeping the long season in mind due to the inclusion of four additional franchises, the Chennai teams management had gone for a 25-man squad, to enable provide players enough chances and rest too. He said Amit Hooda (the franchises costliest pick at Rs 63 lakh) and Ajay Thakur were the only well-known players apart from C Arun, a TN player, but expected the young bunch to gel together and produce good results. Baskaran also picked Bhavani Rajput, who hails from Madhya Pradesh and Korean player Dong Ju Hong to be the surprise packets for the team. “There are eight Tamil Nadu players in our squad while a total of 19 from the State are in various teams, which is an indication of the standard of kabbadi here,” he said. The Nehru indoor stadium, which is likely to be the home venue for the Tamil Nadu franchise, is one of the best stadiums, the coach said, adding, “we expect the crowds whole-hearted support.” The franchise is also planning to embark on a talent hunt across the State once the PKL season winds up, said Baskaran, who hails from Sooliyakkottai in Thanjavur district. PTI SS APR APR
Maria Sharapova lost her first-ever night session match in New York as Spain 30th seed Carla Suarez Navarro celebrated her 30th birthday in style by reaching the US Open quarter-finals.In the first Grand Slam meeting between the two, Navarro defeated Sharapova 6-4, 6-3 to register only her second career win over the Russian in the six attempts so far.Five-time Grand Slam champion Sharapova was not up to the mark and paid the price of making 38 unforced errors and eight double faults. Even though Navarro put her best foot forward, the defeat would be attributed more to Sharapova’s errors.”I didn’t take care of the chances that I had,” the Russian told reporters. “By chances, I mean the balls that were a little bit shorter.”I hesitated to move forward. The balls where I did attack, I made unforced errors, especially on that inside-out forehand today.”Also read – US Open: Serena Williams, defending champion Sloane Stephens reach quartersIt was a sweet victory for Navarro, making her birthday even more special. Ahead of the courtside interview, she was wished ‘Happy Birthday’ in unison by thousands of people at the Arthur Ashe Stadium. Carla Suarez Navarro earned a sweet birthday gift with the US Open victory over Maria Sharapova. (Reuters Photo)”Thank you so much guys,” Suarez Navarro said courtside after being wished by the crowd. “It’s the first time I’ve played this year at night. I’m very happy because I played a good match.””Maria is a really good player. I mean, she’s one of the best. I’m happy to beat her tonight,” Suarez Navarro said.advertisement”Sometimes on this court, it is easy to (get confused). Well, the crowd, the music, it’s crazy. It’s a really good show, but for the players sometimes it’s tough, especially for me.”I just tried to be focused. I tried to think about not too much things, just my work, my job. Today it worked.”The Spaniard will meet last year’s runner up Madison Keys in the quarters and knows she will be the underdog against the 14th seeded American.”It will be a really tough match. She is from the United States so the crowd will probably help her,” Suarez Navarro added.”I need to be aggressive … try to be solid, run and fight. This is the way that I can play really good tennis. I have the character inside, sometimes I have to show more but, well, I’m working on that.”READ – US Open: Nadal sets up quarterfinal vs Thiem with win over BasilashviliOSAKA REACHES FIRST GRAND SLAM QUARTER-FINALJapan’s Naomi Osaka reached her first Grand Slam quarter-final by beating Aryna Sabalenka 6-3, 2-6, 6-4 in a pressure-packed clash of two hard-serving 20-year-old prospects.Tears of Joy:An emotional win for @Naomi_Osaka_ as she outlasts Sabalenka in 3 sets to reach her first ever Grand Slam QF…#USOpen pic.twitter.com/b6flq3WRyhUS Open Tennis (@usopen) September 3, 2018Osaka, who won the Indian Wells Masters tournament in March, fired nine aces and produced 32 unforced errors, 10 fewer than her Belarussian opponent, in a gusty defensive performance.Sabalenka, who saved three break points in the final set, flung her racket in dismay after committing a double-fault on match point, handing victory to her 19th-ranked opponent.An emotional Osaka wiped tears from her eyes in an on-court interview, thanking the crowd and saying she would not have forgiven herself had she lost.”I was just thinking I have to fight for every point; even if I break a leg I should try to get to every ball,” she said.Osaka said Sabalenka’s blistering serve had been a key challenge to overcome toward the end of the match.”I felt like I had a lot of chances to break her in the third set, then she would serve these really amazing serves. Like a part of me knew it was coming, but at the same time I was always very unprepared,” Osaka said. “I’m just real glad I was able to win in the end.”She next faces Lesia Tsurenko of Ukraine, who beat Marketa Vondrousova 6-7(3), 7-5, 6-2.KEYS CRUSHES CIBULKOVA TO REACH QUARTERSMadison Keys maintained her dominance over Slovakian Dominika Cibulkova with a 6-1, 6-3 victory on Monday to reach the US Open quarter-finals.R4 @Madison_Keys powers past Cibulkova 6-1, 6-3 to reach the QF!She awaits the winner of Sharapova/Suarez Navarro…https://t.co/E4LtmAC3SX#USOpen pic.twitter.com/cztEQfFyPBUS Open Tennis (@usopen) September 3, 2018The 14th-seeded American, looking to go one better than her runner-up finish at Flushing Meadows last year, relied on both her dangerous serve and powerful groundstrokes to deny Cibulkova any chance of an upset win.advertisementCibulkova, who arrived on the Arthur Ashe Stadium court brimming with confidence after toppling Wimbledon champion Angelique Kerber in the previous round, countered with a similarly aggressive game to little avail.With the US Open’s heat advisory put back into effect, the pair traded punishing groundstrokes under the blazing sun and it was Cibulkova who was often pinned well behind the baseline and at the mercy of her opponent.”The biggest thing is just being able to push her back off of the baseline where she likes to hold her ground and just be able to dictate points like that,” Keys told reporters.Keys started the match by holding in the first game and then doubled her lead after a 14-minute game that featured four game points for Cibulkova, who was baking on the sunny side of the court, and five break points for the American.Keys has been solid in New York, having dropped a single set through four matches, and turned it up a notch against her 29th-seeded opponent as she lost only 10 points on serve during a 76-minute match in which she was broken once.Cibulkova, who had not reached this stage of the year’s final Grand Slam since reaching the last eight in 2010, pulled ahead 3-2 in the second set but Keys stormed home from there and clinched the win on her second match point when the Slovak sent a forehand wide.”I just couldn’t get into my game. I felt like when I had a chance to go for it, I just made mistakes because I was rushing. Sometimes I felt like I was just not going for it enough,” Cibulkova told reporters.”As always… (in a) match against Keys, (it’s) hard for me to play my game and to get into the rhythm and just do what I do best on court.”With the win, Keys improved to 5-0 lifetime against Cibulkova and becomes only the second woman, after Kerber, to reach the quarter-finals or better at three of the four Grand Slams this year. Next up for Keys, who was routed by Sloane Stephens in last year’s final, is the winner of the evening clash, Spanish 30th seed Carla Suarez Navarro.(With Reuters inputs)
Redmi K20, Redmi K20 Pro launched: Price, India launch date, specifications and all you need to know
It has been a while since Xiaomi started teasing the Redmi K20 in India. In all those banner advertisements that Xiaomi released just after the launch of the OnePlus 7 Pro, the company promised to offer the same Snapdragon 855 chipset at a much lower price. Today, Redmi, which is Xiaom’s sub-brand in China, officially launched the Redmi K20 and Redmi K20 Pro. And based on the prices alone, Xiaomi seems to have got itself a winner on its hand, especially when compared to other Snapdragon 855 powered smartphones.However, price is just a part of the story and Xiaomi knowns that very well. Hence, the Redmi K20 series is as lavishly equipped as any other premium smartphone in 2019. At the launch event, Xiaomi focused a lot on the design aspect instead of solely speaking about the chipset and performance. Therefore, compared to last year’s affordable flagship offering – the Poco F1, the Redmi K20 series packs a lot more than just specifications. The focus seems to be on delivering an overall premium experience not neglecting the performance by any means.That said, the Redmi K20 series is a phone that is aimed at the mass market. Therefore, specs still matter for the consumer in this segment and here’s a brief of all the technical specifications.Redmi K20, Redmi K20 Pro specifications:Display: Both the Redmi K20 phones use a 6.39-inch Full HD+ AMOLED display with no notch and very slim bezels. The screen supports DC Dimming and also comes with an in-display fingerprint sensor.advertisementChipset: The Redmi K20 is equipped with a Snapdragon 730 chipset which is closer to the Snapdragon 835 in terms of performance. The Snapdragon 730 comes with Adreno 616 GPU. On the other hand, the Redmi K20 Pro gets the flagship Snapdragon 855 chipset. The Snapdragon 855 is presently the most powerful chipset in the Android universe.RAM: The Redmi K20 and K20 Pro can be equipped with a choice of 6GB or 8GB RAM.Storage: The Redmi K20 can be configured with 64GB and 128GB storage. The Redmi K20 Pro also gets these tow storage variants but it gets another variant that tops out at 256GB storage.Rear camera: For the rear, Xiaomi is using a triple camera system. There’s a 48-megapixel primary camera with a Sony IMX586 sensor and F1.75 lens. The secondary 13-megapixel camera is an ultra-wide camera while the third 8-megapixel unit is a telephoto camera.Front camera: For the front, there’s a familiar 20-megapixel camera sitting on a pop-up mechanism.Battery: Both the Redmi K20 phones are equipped with a 4000mAh battery and 27W fast charging.Redmi K20, Redmi K20 Pro features:–The Redmi K20 comes in three colour variants – Carbon Fibre, Blue and Red. The Blue and Red variants have a unique gradient design that shimmers towards the edges. However, similar to the Google Pixel 3 phones, the Carbon Fibre and Blue variants have red power buttons (the red one also has the red button but it is concealed due to the red colour on the frame.–The Redmi K20 Pro weighs 191 grams, which is lighter than most smartphones with a pop-up camera. Xiaomi says the pop-up camera can be deployed within 0.8 seconds, which is pretty fast. –While the Redmi K20 Pro is powered by the Qualcomm Snapdragon 855 chipset that offers top-class performance, the regular Redmi K20 relies on the Snapdragon 730 chipset. This chipset is a successor to the Snapdragon 710 and deliver performance closer to the Snapdragon 835. On AnTuTu, the Snapdragon 730 can get close 218,000 points, which means it can support all the latest games with ease.–Xiaomi knows that gamers will be excited to get this one for lots of gaming sessions and hence, has built-in Game Turbo 2.0. This is part of the software and provides lots of tools for gamers such as screenshots tools, silence notifications, RAM boost and preparing other resources for better performance. One cool feature is the Night Vision mode that enhances darker scenes in a game to the player’s advantage. — The Redmi K20 Pro gets support for 27W fast charging. Xiaomi says that it can fill up the battery from nothing in 50 minutes. This is still not as fast as Xiaomi’s 100W charging but it should be enough for most users.–For those who care, the Redmi 20 series sports a 3.5mm headphone jack. There’s also a USB-C port for charging and data transfer. The Chinese variant also gets NFC for making payments wirelessly.Redmi K20, Redmi K20 prices and availability:The Redmi K20 comes in two variants. The base variant comes with 6GB RAM and 64GB storage, which costs 1999 Yuan (approximately Rs 20,000). The second variant with 6GB RAM and 128GB storage costs 2099 Yuan (approximately Rs 21,000).advertisementThe Redmi K20 Pro comes in four variants. The base variant with 6GB RAM and 64GB storage costs 2499 Yuan (approximately Rs 25,000). There’s another variant with 6GB RAM and 128GB storage that costs 2599 Yuan (approximately Rs 26,000 ). One can also get it with 8GB RAM and 128GB storage that costs 2799 Yuan (approximately Rs 28,000). The top-end variant with 8GB RAM and 256GB storage goes up for 2999 Yuan (approximately Rs 30,000).As of now, Xiaomi hasn’t announced a date for the Redmi K20’s launch in India. However, given that Xiaomi India is teasing the Redmi K20 extensively, we could see this phone in India probably by mid-June.ALSO READ | RedmiBook 14 launched in China: Starts from Rs 40,000, offers up to 8th Gen Core i7, 512GB SSD storageALSO READ | Redmi K20, Redmi K20 Pro with Snapdragon 855 launched, India price may start from Rs 25,000ALSO READ | Redmi 7A launched in China, price may start from Rs 5,500 in India: Here’s all you need to know
Updated 10:30pm 6/10/18A SIOUX CITY FAMILY ESCAPED INJURY SUNDAY MORNING WHEN A VEHICLE SLAMMED INTO THE FRONT OF THEIR HOME.AUTHORITIES SAY THE OUT OF CONTROL S-U-V DROVE OFF THE STREET INTO THE YARD AND SMASHED INTO THE PORCH AND FRONT ROOM OF THE HOME IN THE 1500 BLOCK OF INGLESIDE JUST BEFORE 9:30AM.FORTUNATELY THE OCCUPANTS WERE ACROSS THE ROOM FROM WHERE THE VEHICLE HIT THE HOUSE.THE FEMALE DRIVER BACKED OUT AND FLED AND WAS CAUGHT A FEW BLOCKS AWAY.THE SUSPECT, 20 YEAR OLD LANESSA HUNDLEY, WAS BOOKED INTO THE WOODBURY COUNTY JAIL ON CHARGES OF OWI, LEAVING THE SCENE OF AN ACCIDENT, FAILURE TO HAVE CONTROL AND NO DRIVERS LICENSE.HUNDLEY IS BEING HELD ON $2600 BOND.SIOUX CITY FIRE RESCUE INSTALLED A BRACE IN THE FRONT OF THE HOME TO PREVENT A COLLAPSE OF THAT PART OF THE BUILDING.THE CITY HAS RED TAGGED THE STRUCTURE BECAUSE OF THE DAMAGE.PHOTOS BY GEORGE LINDBLADE.
zoom Weak dry bulk market and consecutive net losses have forced Greek dry bulk shipping company Star Bulk Carriers to further postpone the delivery of four newbuildings.According to the company, they have managed to delay a total of USD 464 million of capital expenditures from 2015 to 2016 and delay vessel deliveries by a total of 105 months, or 5.2 months per each newbuilding vessel on average at no additional cost.In the third quarter of 2015, Star Bulk posted a net loss of USD 42 million, reaching a net loss of USD 147.2 million for the nine months ended September 30, 2015, compared to the USD 3.6 million net loss for the same period in 2014.The company’s net revenues for the third quarter of 2015 were USD 49.1 million and adjusted EBITDA was USD 6.1 million. For the third quarter of 2015, total voyage revenues were USD 68.7 million compared to USD 36.5 million for the third quarter of 2014. Start Bulk added that their total voyage revenues were USD 169.9 million for the nine months ended September 30, 2015, compared to USD 79.5 million for the same period in 2014.This increase was mainly due to the rise in the company’s average number of vessels to 71.2 in the third quarter of 2015, from 31.5 vessels in the third quarter of 2014. The increase in voyage revenues from the additional vessels was partially offset by significantly lower charter hire rates prevailing in the dry bulk market during the third quarter of 2015, compared to the third quarter of 2014.“We expect further reduction in our average daily operating expenses upon completion of our newbuilding program in 2016, without compromising the high quality and safety standards of our operations. We have recently announced the reassignment of a lease agreement to a third party, which will result in a one-time payment to us of USD 5.8 million in 2015. Including the effect of a similar arrangement concluded earlier this year, we have managed to reduce our expected equity capital expenditures by USD 23.2 million,” Petros Pappas, Chief Executive Officer of Star Bulk said.“Under the current market environment our focus remains to maintain a strong operating platform to take us through this downturn and into recovery in the years to come. Acting always in a preemptive and prudent manner, we are taking and will continue to take, all the necessary steps to maintain a strong liquidity position, reduce our break – even levels and safeguard shareholder value.”
The province today, April 30, released documents related to the proposed development of a new convention centre in Halifax. “I am committed to being open and transparent about this major potential development and asked staff to ensure we released these documents. I am now confident we have provided everything possible at this point in the process,” said Transportation and Infrastructure Renewal Minister Bill Estabrooks. “We will continue to move forward with careful consideration as we work toward a final decision.” A request for proposals for a new convention centre was issued in October 2009 and a submission is due in July 2010. The reports include preliminary information on current convention centre needs, future business potential, economic impacts and recommended ownership and operation models. The reports formed the basis of the decision to issue the request for proposals to the Rank Group, which was selected as the preferred proponent through an earlier expression of interest process issue by the province and Halifax Regional Municipality (HRM). In its submission, Rank will be required to outline a design and facility management plan, financing plan and price. The reports will be used to evaluate the submission, along with other information now being developed, including an independent cost estimate and additional market research. A final decision on whether the project will proceed will follow that evaluation, and is contingent on the availability of federal and municipal funding. Discussions continue with the federal government and HRM regarding funding. The public will be given an opportunity to provide input before a decision is made. “We look forward to receiving the submission this summer and doing a thorough review to determine if this is the right project at an affordable price. It will be important to hear from the public on a project of this magnitude before a final decision is made,” said Mr. Estabrooks. The reports can be viewed online at www.tradecentrelimited.com .
TORONTO – The offspring of Toronto’s wandering capybaras now have names — Alex, Geddy and Neil, for members of the band Rush.The High Park Zoo says the “capybabies” were born in February to famed escape artists Bonnie and Clyde.The elder capybaras, which resemble oversized tail-less beavers, became celebrities when they escaped last May and eluded zoo staff and animal detectives for weeks.Their daring escape led to dozens of sightings. One capybara was eventually caught June 12 and the other remained free until June 28.The zoo has said the couple credits their “long time apart” for kindling the passion that led to the birth of the three pups.Coun. Sarah Doucette, whose ward includes High Park, says nearly 45,000 people voted in a contest held to determine the triplets’ names.Runners-up included “Snap, Crackle and Pop”, and “Mocha, Chino and Latte.”Doucette says the winning set of names received more than 30,000 votes.
VANCOUVER — A judge has ordered the RCMP to provide copies of the content on seven electronic devices to an executive of Chinese tech giant Huawei Technologies after they were seized when she was arrested at Vancouver’s airport.Justice Heather Holmes of the British Columbia Supreme Court says the RCMP must make copies for Meng Wanzhou of data on an iPhone, an iPad, a Macbook Air, a Huawei phone, two SIM cards and a flash drive.In the order issued today after a brief hearing in court, Holmes says that within three days a representative of the Mounties must provide the electronics to the force’s technical crime unit so content can be extracted onto devices provided by Meng.Two sealed copies of the data are to be transferred onto devices provided by the RCMP, which must keep them in a secure exhibit locker until they are provided to the court, along with the seized electronics.The items were confiscated on Dec. 1 when Meng was taken into custody at the request of the United States, which is seeking her extradition on fraud charges. Meng has been free on bail since Dec. 11 and is living in one of her two multimillion-dollar homes in Vancouver while wearing an electronic tracking device and being monitored by a security company.She and Huawei have denied any wrongdoing.The Canadian Press
Login/Register With: Advertisement Advertisement The subscription service, called Apple News Plus, will cost $12.99 a month after a free preview month. It already counts The Toronto Star, La Presse, CTV and Global News as Canadian content suppliers.Subscribers will also have access to articles from hundreds of magazines, including Rolling Stone, The New Yorker and Cosmopolitan and some newspapers, including The Wall Street Journal and The Los Angeles Times.The free version will remain available and both news services require an update of the operating systems to iOS 12.2 for iPhone and iPad mobile devices or to macOS 10.14.4 for Apple laptops.The tech giant said the News Plus service will not track what you read and that article recommendations will be made on your device, not Apple’s servers, and advertisers won’t be able to track you.That sets it apart from other places people read news, such as Facebook and Google. Facebook, for instance, might target ads based on your past reading of specific publications or topics, such as gun control or the environment.The new subscription is a way for Apple to bring in revenue from selling digital subscriptions as sales of the iPhone decline. Apple says 5 billion articles are read on its current Apple News app each month.The news industry has struggled for years as advertising dollars shift to social media and other digital media. But some publishers are wary to participate in Apple’s news service because the company is reportedly taking 50 per cent of subscription revenue. The exact financial terms of the agreements between Apple and the publishers weren’t immediately available.Apple CardApple is launching its own credit card, called Apple Card, that can be used anywhere Apple Pay is accepted.Apple says the card will make it easier to see what merchants charged you. It uses Apple Maps to show users where they spend their money. This is in contrast to the sometimes-confusing alphabet soup people can see on their credit card statements.The company is also emphasizing privacy and says it won’t know what you bought or where.The card will live in the wallet section of the iPhone, though customers will also get a physical card made of titanium.It will include a rewards program of 2 per cent back on all transactions. Apple says the card has no late fees, annual fees or fees for going over the credit limit. It’s a Mastercard issued by Goldman Sachs. Apple ArcadeApple will launch a subscription service for games this year called Apple Arcade.Subscribers will get to play more than 100 games, curated by Apple which will be exclusive to Apple’s service.Games can be downloaded and played offline on the Apple-made iPhone, iPad, Mac and Apple TV.Notably, Apple says all games in this service will allow unlimited play and will have no in-app purchases, which are common on mobile games. Though many mobile games are given out for free, players can rack up hundreds of dollars for optional extras such as virtual weapons.Apple says the Arcade subscription will be available this fall. The company did not say how much it will cost.Google announced its own video game streaming service last week. That service focuses more on traditional video games, though it will also allow games to be played on phones and tablets Facebook Advertisement From left, Apple CEO Tim Cook, Oprah Winfrey and Steven Spielberg pose for a photo outside the Steve Jobs Theater during an event to announce new Apple products Monday, March 25, 2019, in Cupertino, Calif. (AP Photo/Tony Avelar) LEAVE A REPLY Cancel replyLog in to leave a comment Apple TV PlusApple’s long-awaited video streaming service will be called Apple TV Plus and include original programming that CEO Tim Cook says will show “great storytelling.”The new service will put Apple in direct competition with big streaming services including Netflix and Amazon Video.The service will be available this fall, but the company isn’t saying yet how much it will cost or when exactly it will launch.The streaming service will be free of ads and will be available across Apple devices, some smart TVs and the Apple TV, Roku and Amazon Fire TV streaming devices. That’s unusual, as Apple has historically limited its availability on streaming devices to its own Apple TV.Apple brought out several celebrities during its announcement, including Oprah Winfrey, Jennifer Aniston, Reese Witherspoon, Jason Momoa and Steven Spielberg. They are all involved in making exclusive shows for the new service.Aniston will star with Reese Witherspoon and Steve Carell in a show called “Morning Show.” Spielberg will direct a sci-fi show called “Amazing Stories,” inspired by stories his dad used to read as a kid.Momoa will star in a show called “Sea” taking place in a world devastated by a virus that wiped out most of the population, leaving survivors blind. Big Bird of “Sesame Street” also showed up to promote a new show for preschoolers.Winfrey says she has two documentaries in the works for Apple TV Plus and is planning “the most stimulating book club on the planet.” The TV magnate says that will include streamed conversations with authors.Winfrey received a standing ovation during her appearance where she told the audience, “There has never been a moment quite like this one. We have this unique opportunity to rise to our best selves in how we use, and choose to use, both our technology and our humanity.”“I’m joining forces with Apple. They’re in a billion pockets, y’all,” she said.Streaming video services have skyrocketed in popularity in the past several years. Research firm eMarketer expects 205 million people in the U.S. will watch streaming video this year.Apple is a late entrant to the streaming market, where Netflix has been dominant for more than a decade. Some analysts say it’s not clear yet whether Apple will be able to get ahead.Colin Gillis of Chatham Road Partners says Apple’s TV Plus service is “not going to be a Netflix killer.” He noted that Apple lacks “polished offerings” in cloud services, voice search and artificial intelligence, and video streaming won’t save the company if the iPhone market declines.Paul Verna of eMarketer, meanwhile, says Apple left many details out of the initial announcement, making it hard to compare with rivals.While Apple brought on some big names for original content, Martin Garner of CCS Insights says so far the service lacks “the full range and diversity of content available through Netflix, Amazon and others.” That will limit its appeal.THE ASSOCIATED PRESS Apple announced several new services on Monday, making its foray into the subscription news and video streaming arena as well as gaming and credit cards.The series of announcements were made at an event at its headquarters in Cupertino, California, to emphasize paid services on its devices.Apple News PlusThe news service expands on Apple News, a free service already available on Apple devices — now also available in Canada. Media partners include CityNews, 680 NEWS, 660 CityNews Calgary, CityNews 1130 Vancouver and Sportsnet, as well as newspapers, magazines and digital publications from the United States. Twitter
APTN National NewsA lot of pressure is put on athletes competing in the games.But coaches aren’t the only ones behind the scenes making sure these athletes are in tip-top shape.Parents and family are there for the youth everyday leading up to the games and it hasn’t always been easy.APTN’s Ntawnis Piapot has this story.
Novartis will supply the new therapy, called Coartem, to WHO for use in developing countries where parasites are resistant to chloroquine and other common malaria treatments. Each tablet will cost approximately 10 cents, amounting to less than $2.50 per full treatment for adults and considerably less for children.According to WHO, chloroquine is totally ineffective in treating malaria in over a dozen African countries and is of only marginal effectiveness in a further 20 States. “The clock is ticking,” said WHO Director-General Dr. Gro Harlem Brundtland at today’s ceremony. “The day will soon come when chloroquine is totally ineffective throughout the continent.”As part of the agreement, WHO will appoint a group of experts to review requests for supplies and to distribute the drug through non-governmental organizations (NGOs) as well as governments in malaria-endemic countries. Specially designed packs of Coartem have been developed to facilitate proper use by children and people who cannot read. Dr. Brundtland observed that some developing countries will need help to purchase Coartem even at cost, but she expressed confidence that with efforts now under way to establish a global fund to fight infectious diseases “this combination therapy will save the lives of a large number of people, especially children, who otherwise would die from lack of effective medication.” “We must insist that the days of using poor anti-malarial drugs for poor people are over,” the Director-General stressed. WHO estimates that every year malaria afflicts over 300 million people and kills 1 million. Despite efforts to combat the disease, malaria continues to account for at least 20 per cent of under-five mortality in Africa, and constitutes 10 per cent of the continent’s overall disease burden.
A statement issued by a spokesman for the Secretary-General said Mr. Annan “feels that there is a growing momentum for the resumption of the six-party talks, thus advancing the Beijing process intended to resolve the nuclear and related issues in the Korean Peninsula.”In urging the parties to the talks to intensify their preparations, Mr. Annan “is encouraged by the recent statement by the Democratic People’s Republic of Korea, as well as the response to it by the countries concerned,” the statement said.China, the DPRK, Japan, the Republic of Korea, the Russian Federation and the United States held a series of talks last year in Beijing on Pyongyang’s nuclear programme. The DPRK withdrew from the Nuclear Non-Proliferation Treaty (NPT) at the beginning of last year and has since been reported to have said it would develop nuclear weapons and might carry out tests.
VIDEO: UN Humanitarian Coordinator Jamie McGoldrick tells UN News international community should act to reverse the “man-made crisis” in Yemen In an interview with UN News, UN Humanitarian Coordinator in Yemen Jamie McGoldrick said he met with Member States this week in New York and asked them to provided more funding. Mr. McGoldrick also met with those involved in the conflict and reminded them of their obligations to abide by international humanitarian law. “Enough is enough,” he said. “The suffering should not be the DNA of the people in that country.” “Despite the extraordinary scale of the suffering linked to the brutal conflict, including the threat of famine and the world’s worst cholera outbreak, Yemen does not receive the international attention it deserves,” Under-Secretary-General for Humanitarian Affairs Mark Lowcock told a high-level event held in the margins of the General Assembly. Mr. Lowcock, who is also UN Emergency Relief Coordinator, noted that nearly 21 million people are in need of emergency aid or protection, most of them children, and that this year’s humanitarian response plan for Yemen is just 45 per cent funded, which means short-changing famine prevention efforts, and discontinuing programmes. The World Food Programme (WFP) did reach 7 million people last month, helping to avert potential famine – but this came at the cost of cutting rations for about half of recipients to 60 per cent of the normal level. “Yemen is an absolute catastrophe,” WFP Executive Director David Beasley said at a separate event today. “Of the less than 30 million people that live there, 20 million literally don’t know what’s going to happen from day to day; 17 million of them are on the brink of famine.” He noted that WFP has received about half of the funds its needs, adding that the Gulf States, in particular, need to “step up and fill in the gap.” Mr. Lowcok called on donors to provide full funding for the Humanitarian Response Plan, noting that the Yemen Humanitarian Fund is one of the quickest and most effective ways to support the most urgent priorities. Although only negotiations and a political settlement can put an end to this appalling, man-made crisis, all parties to the fighting in Yemen must be repeatedly reminded to comply with international humanitarian law, taking constant care to spare civilians and civilian infrastructure, he said. The coordinated effort by partners in all sectors is making an enormous difference, he added, but much more remains to be done. Among the other challenges faced, Mr. Lowcock cited the delay or blockage of humanitarian assistance or the movements of humanitarian staff – including for the cholera response by de facto authorities in Sana’a; commercial imports restrictions; the closure of Sana’a airport to commercial traffic; and salary arrears for health workers, teachers and water and sanitation staff that are accelerating the collapse of essential services. “Overcoming each of these obstacles is within the reach of the international community,” said Mr. Lowcock.
Want the best of The Telegraph direct to your email and WhatsApp? Sign up to our free twice-daily Front Page newsletter and new audio briefings. Heap arrives at the Bulford Court MartialCredit:Solent News and Photo Agency A Royal Navy Commander drunkenly slapped a fellow officer’s bottom so hard he left her buttock “sore”, a court martial heard on Monday.Steven Heap, who received an MBE from Prince Charles in 2013, had been drinking for several hours when he followed a fellow Commander onto the dance floor at a Navy base party and slapped her as she danced.When the shocked woman allegedly fled and later returned to the dance floor, his right hand struck her backside a second time.A court martial heard the 48-year-old accepts he slapped the senior officer’s bottom, but claimed he was simply “joking about”.Heap, who was based at HMS Excellent in Portsmouth at the time, joined the Navy 30 years ago as a submariner and now works as a nuclear force inspector.The court martial heard Heap had been at a Navy base Christmas party when he drunkenly slapped his alleged victim’s bottom.Prosecutor Wing Commander Michael Saunders told the court Heap initially approached the woman, who cannot be named for legal reasons, at the bar earlier in the evening.Despite her allegedly wanting nothing to do with him, he then followed her to the dance floor and twice sexually assaulted her, the court heard.The prosecutor said: “There was a function, which started at midday and lasted until late at night. Giving evidence on Monday at the trial, the woman told the court a drunken Heap had left her “sore” from the “firm” slaps at the party.She said: “I was having a private conversation with a friend at the bar when he came over and was disturbing that conversation. That was the first time I had met him.”He was clearly very drunk, staff had said they were not going to serve him anymore, I found out, and based on my interaction with him at the bar, I wanted nothing more to do with him.”I was in civilian clothing at the time and I was enjoying myself with friends. But I became aware of somebody on my right hand side. “Sometime after 6pm, after a band had started playing, the defendant slapped the buttock of the complainant on two occasions.”The facts are not in dispute, the defendant accepts he did behave in that way. He says it was not sexual, he was simply joking about.”In essence though, he came up to her, pointed at something behind her and slapped her backside.”Then, 20 minutes later she went back onto the dance floor. He approached her again, slapped her bottom again in a similar fashion.” “The defendant pointed to something and I went to turn to see what it was and felt a slap to my right butt cheek. It was a firm slap with his right hand.”I was very taken aback by what happened. I did not confront him, I just removed myself from the situation.”She added: “I was trying to enjoy myself still and put what had happened behind me. I thought maybe it was just a mistake.”I didn’t want it to ruin my evening, so again I went back on to the dancefloor – the band were very good.”But again, I was aware of him in close proximity to me and there was a second slap to the buttock.”It was much the same as the first one, with his right hand to my right buttock, which was already sore from the first slap.”Again I thought it was weird and inappropriate, but he was really drunk and I wanted to get the hell out of there.”It was disturbing my evening and I just thought there was no point in trying to rationalise with this person.”Heap, of Poole, Dorset, denies two counts of sexual assault. The trial at Bulford Military Court, Wiltshire, continues.
Foreign Minister Bob Carr has maintained the UN approved name of the Former Yugoslav Republic of Macedonia despite receiving correspondence from MP Harry Jenkins to do otherwise. Last week Neos Kosmos reported on a letter sent to the Foreign Minister by MP Harry Jenkins urging him to formally acknowledge FYROM as the Republic of Macedonia.A spokesperson for Senator Carr told Neos Kosmos his contribution of the Australian Macedonian community should “not be read to imply any shift in Australian Government policy on the ‘name issue’.” “I recognise that many Australians identifying as Macedonian originate from the Greek province of Macedonia. The Australian Government will continue to use the term former Yugoslav Republic of Macedonia (FYROM) until the name issue is resolved between the governments in Athens and Skopje,” they said. Foreign Minister Bob Carr announced in a statement this week that relations are strong between Australia and FYROM and said “much of the vibrancy in our bilateral relationship derives from the human links which tie our countries together.” The Pan Macedonian Association felt compelled to write to the Foreign Minister to condemn Mr Jenkins letter and campaign for the name to remain the same. “Any reference to the FYROM as “Republic of Macedonia” is historically incorrect, provocatively confronting and – therefore – understandably offensive to Australians of Greek heritage who view this as an appropriation of the (Greek) name Macedonia which is integral to Greek identity and history, over thousands of years,” they said in their letter. Victorian coordinator of the Australian Hellenic Council of Victoria, Mr Peter Jasonidis, told Neos Kosmos Mr Jenkins’ letter provokes the already good relationship Greeks and those Australians from FYROM have. “We’re coexisting with the Australians from FYROM and we’re enjoying a good relationship of coexistence that we have had for a number of years, these sorts of utterances definitely inflame the situation and it’s unfortunate coming from such a senior politician. Perhaps he’s got nothing better to do than involve himself and find something to make himself be more relevant,” he said. Mr Jenkins has denied multiple attempts by Neos Kosmos for an interview and has said nothing to help his strong Greek electorate understand why he has gone to these measures. The Macedonian name issue has been a strong point of difference between both communities for many years. Mr Jasonidis believes much of the work done to repair a rocky relationship with the Macedonians has been trampled on by Mr Jenkins actions. “Unfortunately these sorts of stances fuel fire and create community unrest,” he said. There are more than 250,000 Greek speakers in Australia, with just under 69,000 FYROM language speakers according to the 2011 census. In his statement, Senator Carr praised the Australian community originating from FYROM in enriching Australian culture. “The Macedonian community in Australia has made significant contributions to business, sport, education and industry,” Senator Carr said. “Australian society has been enriched by Macedonian culture, heritage and traditions.” Facebook Twitter: @NeosKosmos Instagram
With researchers working around the world to develop effective treatments for dementia, the unfortunate truth is that there is currently no cure for Alzheimer’s. Available medications may reduce symptoms and improve the quality of life for some, but they do not stop the disease’s progress. The disease is also becoming more prevalent, and in the absence of any significant developments in terms of a cure, even conservative estimates suggest there will be 900,000 Australians with dementia by 2050. This equates to the staggering number of 7,400 new cases each week.According to Maree McCabe, CEO of Alzheimer’s Australia Victoria, one new case of Alzheimer’s is registered approximately every six minutes in Australia.Furthermore, 25,000 people are annually diagnosed with Younger Onset Dementia, affecting individuals under the age of 65, including people as young as 30.Neos Kosmos has previously investigated issues arising from the increase in dementia cases within the Greek community, and it is essential to see how these new figures will impact our elders and those around them.Jim Scantsonihas, Fronditha Care’s general manager of operations, said that a total of 53,201 retirement-aged individuals of Greek heritage are currently living in Victoria. Of this total, 34,145 were born in Greece – and half of them are likely to suffer from Alzheimer’s.“The numbers of Greek background patients are staggering,” Mr Scantsonihas tells Neos Kosmos, adding that “more than 50 per cent of residents in government-subsidised facilities have dementia”.The federal government is providing an additional $200 million for dementia research over the next five years, making it the third largest area of aged care spending.In March, intense media coverage followed the announcement that an experimental drug slowed the decline in mental function brought on by the disease, but it is difficult to read too much into what was a small early-stage trial.“There have been a number of Alzheimer’s disease drugs that looked promising … but unfortunately have not worked in larger trials, so we look at studies like this with cautious enthusiasm,” Mrs McCabe said.Both Mr Scantsonihas and Mrs McCabe suggest that patients of Greek origin find it difficult to come to terms with the disease – often living in denial while their symptoms worsen, making the prognosis even more pessimistic. Meanwhile, patients of Anglo-Saxon heritage are far more likely to knock on a neurologist’s door upon noticing any possible symptoms. On average, symptoms of dementia are noticed by families three years before a professional diagnosis is made. “There may also be a misconception that dementia is a normal part of ageing and that it is usual for older people to display these symptoms,” Mrs McCabe said.“Part of the reason is insufficient access to bilingual doctors … as well as a lack of culturally-appropriate diagnostic tools – that can impede diagnosis for people from migrant backgrounds. The stigma associated with a diagnosis of dementia can be a barrier to people seeking advice.”The National Cross Cultural Dementia Network, in collaboration with Fronditha and Alzheimer’s Australia, can help patients, families and carers reach an accurate diagnostic assessment, based on research which focuses on special needs of people coming from culturally and linguistically diverse communities. For information on dementia, call the National Dementia Helpline on 1800 100 500. You can also access Alzheimer’s Australia Greek language help sheets at vic.fightdementia.org.au/about-dementia-and-memory-loss/information-in-other-languages/greek Facebook Twitter: @NeosKosmos Instagram